To get a consumer loan when you visit the office, you must bring all the necessary documents such as passport, certificate of residency, registration in the country or a specific region, INN, income, etc. If you do not have official registration in the Russian Federation, you will not be able to get a loan. To get it in this case, you will need to obtain a temporary residence permit, then you will be able to count on a small credit for personal needs.
If you are a citizen of the Russian Federation and you are over 18, you most likely are guaranteed to get a loan that will give in a short time. However, if you pay any loans, the Bank may consider your application longer.
There is also the option of taking out a loan on the Internet. In this case, you need to remember that the interest rate on the loan will be higher, and the amount will not be of such a size that you could get when you visit a Bank office. But the advantage of this loan is that it is very fast. To obtain credit in the Internet need already registered e-wallet which will be credited to the funds or Bank card.
Some banks that have sites on the Internet also provide the possibility of obtaining a loan online without visiting their office. Online there are a large number of small financial institutions that are also engaged in the loan, however, many borrowers prefer not to deal with such companies because they do not trust them and believe that the risk of running into Scam in this situation is too great.
Of course, the choice of loan, especially a large amount, you should contact your known in the market for state-owned banks with good reputation. To the risk of being cheated tend to zero, it is necessary to look closely at the text of the Treaty, in order to avoid any unpleasant situations in future.