How to purchase home under the maternal (family) capital

Having two or more children, one of whom is born after 2006, you are entitled to this measure of state support as the parent (family) capital. And, of course, can buy a house using the funds of this capital.

You will need

• - the state certificate on the parent capital;
• - passport;
• - birth certificates of children;
• - certificate of marriage;
• - SNILS (pension insurance certificate) the applicant and the children;
• copies of all such documents;
• - a statement.

Instruction

1. So, you have the certificate you found a house you want to buy. Your first action is to enter into a contract of sale, in which you specify exactly the amount the seller will receive from the state (certificate) and some cash (if the price of the house exceeds the size of the parent capital). For registration of the contract of purchase and sale it is better to contact a lawyer because there are many "gotchas" that you may not know.
2. To register the contract of sale at the registration centre and to obtain the certificate of state registration of ownership rights to residential premises for all owners (usually the wait is 5-7 days).
3. To provide the pension Fund the following documents:
   - passport;
   - birth certificates of children;
   - SNILS on the applicant and children;
   - the certificate on the parent capital;
   - agreement of purchase and sale of houses;
   - certificate of state registration of rights to housing;
   - copies of all above documents
   - the account number or copy of passbook of the seller
   - a statement.
   
   Within two months you will receive notification by mail, which will notify you to approve your application or not. In the case of an affirmative answer, the money will be transferred to the seller.