How to make a claim against the insurance company

The insurance claim company referred to as a documented request of the insured for compensation of damages in a claim. In the contract of property insurance all the rules concerning the procedure for submission and satisfaction of claims however, not many people know how to act in such situations and how to execute their demands.

Instruction

1. Often a claim can be issued in the form of a single form – form, which is provided in the office of your insurance company, but you can Express all requirements in a free form, following the basic rules of registration of such documents.
2. Be sure to include the details of the addressee, that is, to your insurance company. The usual claim is sent to the Director of the insurance company, so you need to specify its surname, name, patronymic, position held, name and address of the organization. All of this information is usually indicated in the upper right corner of the sheet.
3. Then write your data (name, surname, patronymic, address and phone number. Then in the center write the title of the document "Claim" and describe everything you have learned about the insured event. This can be the date and place of the incident, its nature, possible participants (if, for example, you are calling regarding car insurance) and full data on them, the insurance policy number.
4. Don't forget to describe all the steps you have taken, indicating the date of treatment to your insurance company, case number and the documents you provided the insurance company and the date of receipt.
5. Then state the nature of the claim. This may be a violation of the terms of payment of insurance, payment of partial amounts or something else. Then write what you would like to require the company, for example, the timely reimbursement of damages in an insurance case.
6. Write about what if the insurance company refuses to fulfill your requirements voluntarily, you will be served a lawsuit for causing material and moral damage.
7. Below, specify the list attached to the claim documents or their copies, write that another instance of the claim was sent to you in the Federal insurance supervision service, and even better do do this, then employees of the insurance company will treat you more seriously.
8. Don't forget to put in the bottom of the document, the date of its completion and your signature.
9. Submit the claim with the attached documents by registered letter with delivery notification, or write and send the insurance company copies of two claims, one of which you must return with a note on the receipt. So in the case of going to court you can prove the fact of appeal to the insurance company and omissions of its employees.