To calculate a pension at age, first determine pension assets: PC= PC1 + SV + PC2. To do this, calculate the estimated amount of the pension (RP) as the ratio of product related coefficient and the average monthly salary for any period of 60 months (RR) to the product of the average monthly wage in the country during the same period (RFP) and the average monthly salary for the period from 1.07 at 30.09.2001 year, which is 1 671 rouble.
The value of ZR/SN, consider not more than 1.2. The related coefficient is defined by the law of 0.55 with a total experience of 25 years and 20 years respectively for men and women. For each year in excess of these numbers is added to 0.01, but not more than 0.2.
PK1 calculate as follows: PK1 = (RP — 450 rubles) x T, where m is the number of months the period of "survival", which is now 228 months (nineteen years).The amount of the valorisation define as 10% of the sum of PC1 and add 1 percent for each year of employment to 1.01.1991 G. Summarize the obtained values of PC1, PC2 and SV which is the sum of contributions to the Pension Fund of the Russian Federation.
The insurance part of pension is calculate as the sum of the pension capital divided by 228 months and the basic amount of old-age pension established by law in the amount of 2 562 roubles. If the recipient of pension has reached 80 years of age or disabled of group I, has dependents, take him to an increased basic pension.
To correctly calculate the pension on age, consider the size of the seniority, if it exceeds 30 for men and 25 for women, the basic amount of the pension increase of 6%. If the insurance period is less than these numbers, the base size will decrease by 3% for each year.
Next, calculate the cumulative part of the pension, this amount of retirement savings, divide by 228 – number of months in the period of receiving pension. Then fold the insurance and funded parts.