How to open a Bank account

For conducting the financial activities of any legal person and entrepreneur activities without formation of legal entity (individual entrepreneurs), are required to open a Bank account. The choice of the structure that will be responsible for your operation depends on you. To quickly open a Bank account, in advance, gather the necessary documents and make a claim against the Bank.

You will need

• - the certificate on statement on the account in tax authority;
• - application for opening of account;
• - a notarized copy of the document of state registration;
• - notarized copies of constituent documents;
• - a notarized card with samples of signatures and an impress of a seal;
• - order of appointment of a Director of the company.

Instruction

1. Determine how you'd better open a current account for a legal entity. There are a number of points that the majority of employers tries to avoid (for example, check out the Bank's registered address; high Commission when opened). If such requirements you have, the number of banks where you can open a Bank account, increases.
2. Decide whether you are ready to pay for account opening. Some banks offer the procedure for free (for example, Master-Bank, SDM-Bank, Moskommertsbank). Besides, Master-Bank does not charge for maintaining your checking account.
3. Inexpensive charge for their services banks such as Rus-Bank, "Opening", SB Bank (300-600 rubles). To open a Bank account in a more popular Bank (for example, Alfa-Bank, VTB24, Promsvyazbank) will cost you from 1000 to 3500 rubles. The most expensive services are provided by Sberbank of Russia – 5000 rubles.
4. Collect the necessary documents to quickly open a checking account. The most important is the certificate of registration of your enterprise in the tax inspection. You will also need: an application for opening a current account; notarized copies of documents on the state registration; copies of constituent documents certified by a notary. Depending on the selected Bank, you can ask for additional paper.
5. Quickly to open a Bank account – a few hours after submission (provided that everything is correctly prepared), can be addressed in MP Bank. On average, the procedure of account opening in institutions other takes from 2-3 (e.g., Bank) up to 4-6 days.
6. To avoid wasting time, call ahead to your selected Bank and check all the conditions for opening current account. Tell us what you need to do this urgently. Sometimes banks agree to reduce the standard time of opening a current account.
7. Will inform you about opening an account to the tax authority at the place of registration of an entrepreneur/organization. This must be done within seven days. Otherwise you will be fined 5,000 rubles (article 118 of the tax code). You can also bring to the administrative responsibility.