To borrow the desired amount today is not difficult. It used to be able to borrow from friends. Today you can solve their problems without straining your family and friends.
Naturally, despite the development of the banking industry, friends has not been canceled. Advantages to get money from close friends that it is fast, requires no documents and interest.
You can borrow money and the banks. Today it is absolutely not a problem. However, there are also disadvantages. First, the high interest rate. Because banks give General purpose loans at very high interest rates - rates can start from 20% and up to 70-80%. This means that the overpayment will be a huge amount, often equal to 2-3 - taken loans. Second, the loan need to be returned on time and installed parts.
Take the money you can borrow in the Bureau of microloans. They quickly give the required amount (however, there are limits on the size of the loan - only a small amount to 300 000 rubles) do not conduct inspections of solvency of the client. A huge disadvantage of this method is a very high interest rate - it reaches 100-150% per month.
If there are values, you can seek the assistance of the pawn shops. This method, however, often used by women than men. Lombard loan allows you to get money right now in exchange for left with the jewels. Moreover, the gold and gems, and other Antiques can be returned by paying interest for the use of money. If they are not particularly needed, they can and leave, forgetting about the debt.
The loan credit cooperative is categorized as "fast" money. The credit cooperatives operate on the principle of savings and loan associations for mutual financial assistance. And today, these organizations give out loans not only to their shareholders but also to third-party customers. Rate in cooperatives hovers around 20%. Economists distinguish 2 types of such organizations. Some focused on work with individuals, others with other credit cooperatives.
There is another option - loan, Internet payment systems like Webmoney, Yandex.Money, etc. Such organizations are distinguished by the presence of low interest rates - from 1% to 5%. And to borrow money through the Internet is quite simple - simply apply and wait for a response from lenders electronic exchanges. You can get an offer from several lenders. This method is a convenient option for those who want to get fast money in a variety of cities: whether it Ukhta, Perm or any other, not only in the capital.
Taking money in debt, you need to remember that they have to return. And in most cases return a lot more than he took. Therefore, it is better not to get involved and to turn to borrowed money only in cases of extreme necessity, when no other way just yet.
Borrowing money in different organizations need to consider that you have to overpay. Therefore, pre-calculate what the maximum payment you can afford. Experts say that it should not take more than a third of your monthly budget. The only way you will be easy to bring him back.
Do not delay repaying a debt, even if you take it from friends and relatives. After all, you will get the reputation of an optional person and in the future you are unlikely to lend more.
Where can I get a loan
Naturally, despite the development of the banking industry, friends has not been canceled. Advantages to get money from close friends that it is fast, requires no documents and interest.
It is worth considering the fact that borrowed money from friends can ruin your friendship. So it's important to give back and it is better to write a receipt.
You can borrow money and the banks. Today it is absolutely not a problem. However, there are also disadvantages. First, the high interest rate. Because banks give General purpose loans at very high interest rates - rates can start from 20% and up to 70-80%. This means that the overpayment will be a huge amount, often equal to 2-3 - taken loans. Second, the loan need to be returned on time and installed parts.
To take money on credit with the expectation that they can not give a bad idea. In the law there are loopholes that allow you to cheat the Bank, but in the future it can be fraught. And when you request for a mortgage or a car loan like this can emerge.
Take the money you can borrow in the Bureau of microloans. They quickly give the required amount (however, there are limits on the size of the loan - only a small amount to 300 000 rubles) do not conduct inspections of solvency of the client. A huge disadvantage of this method is a very high interest rate - it reaches 100-150% per month.
If there are values, you can seek the assistance of the pawn shops. This method, however, often used by women than men. Lombard loan allows you to get money right now in exchange for left with the jewels. Moreover, the gold and gems, and other Antiques can be returned by paying interest for the use of money. If they are not particularly needed, they can and leave, forgetting about the debt.
The loan credit cooperative is categorized as "fast" money. The credit cooperatives operate on the principle of savings and loan associations for mutual financial assistance. And today, these organizations give out loans not only to their shareholders but also to third-party customers. Rate in cooperatives hovers around 20%. Economists distinguish 2 types of such organizations. Some focused on work with individuals, others with other credit cooperatives.
There is another option - loan, Internet payment systems like Webmoney, Yandex.Money, etc. Such organizations are distinguished by the presence of low interest rates - from 1% to 5%. And to borrow money through the Internet is quite simple - simply apply and wait for a response from lenders electronic exchanges. You can get an offer from several lenders. This method is a convenient option for those who want to get fast money in a variety of cities: whether it Ukhta, Perm or any other, not only in the capital.
What to consider in connection with taking money
Taking money in debt, you need to remember that they have to return. And in most cases return a lot more than he took. Therefore, it is better not to get involved and to turn to borrowed money only in cases of extreme necessity, when no other way just yet.
Borrowing money in different organizations need to consider that you have to overpay. Therefore, pre-calculate what the maximum payment you can afford. Experts say that it should not take more than a third of your monthly budget. The only way you will be easy to bring him back.
Do not delay repaying a debt, even if you take it from friends and relatives. After all, you will get the reputation of an optional person and in the future you are unlikely to lend more.
