You will need
- - Russian passport or other document proving the identity.
Consider for what purpose you need a Bank card. Sberbank of Russia produces many types of maps that differ in their functional characteristics. Distinguish the classical, charity, salary, social, credit and other cards. Almost every customer can choose for themselves the option that best meets its financial objectives.
Take into consideration that to become the owner of a full card of Sberbank of Russia can only be the citizen of the Russian Federation who has reached eighteen years of age, but for certain types of cards permissible age is lowered to 14 years. Apply for the card will need a valid passport or other document proving the identity. In some cases, Bank cards can be issued to those who is not a resident of the Russian Federation. In most such cases for registration cards will need a separate decision of the head of a Sberbank branch.
Contact your nearest branch of Sberbank of Russia, with their passport. Bank employees will give you an application form and provide information about the kinds of Bank card rates and terms card.
Complete the application for the card by typing in your passport details and other information of importance to a positive decision. If you have any difficulties, please contact the Bank for clarification. The office will also be able to advise you on issues related to the receipt of the card, replace and restore in case of loss.
If you are an active Internet user, try to apply for a Bank card using the appropriate tab on the official website of Sberbank of Russia. Do not forget to choose your region and try to correctly fill in the details in the appropriate electronic form.
Wait until your application will be considered. Depending on the form of the chosen map, this period may be from one to several days. The simple map you will be able to execute and issue in the same day. Be sure to ask what the expiration date of your card after its expiry of this financial instrument will be invalid. As a rule, the replacement Bank card to the new is effected in any branch of the savings Bank upon presentation of the old card and passport.
Advice 2 : How to open a card in the savings Bank
Sberbank offers a wide range of cards – debit, credit, social. Social cards for receiving pensions, stipends and allowances. Credit are issued upon registration of the relevant credit products of the Bank. But the most extensive group of cards of the savings Bank card debit. To any of them is easy – you just go to the nearest Bank.
You will need
- - passport;
- - money for annual service of card (minimum 300 rubles).
Decide what Bank product you are interested in. Today Sberbank offers a wide range of debit cards. Special youth card, to pay for online purchases, the savings card attached to the "Aeroflot-bonus" privileged Visa Gold with an expanded feature list, popular Visa Classic – this is not a complete list of card products of the Bank. Each of the cards, their advantages and limitations, a list of them you can find on the official website of the savings Bank or from a conversation with the consultant. Whatever map you choose, the acquisition algorithm will be the same.
To open the map, please contact any branch of Sberbank. Your name is on the account, to which you later attach your card. Procedure fill in the application on issue of a card will do a Bank employee. You only need to present a passport. The whole procedure of filling of documents does not take more than 20 minutes.
After filling the documents pay the fee for service card. The most economical option, which offers Sberbank – Visa Electron card (300 rubles for annual maintenance). Service Visa Glassic costs 700 rubles a year. If you want to get extra service – for example, SMS-alerts, check the rate, it is paid separately. However, in advance will not have to pay the money subsequently debited from your card.
Half an hour later, your account is considered active. However, to received the money or transfer them yourself, it will be possible only through the operator of the Bank. For the card issue will take time 7-10 days.
After 10 days, go to the Department that issued your card. You will be given the card and envelope with the pin code. Don't forget to put your signature in a special box on the reverse side of the card. Without it, the map is considered invalid and you may refuse to accept payment.
Don't forget that interest free cash withdrawals using the card of the savings Bank is possible only in ATMs of Sberbank. In all other ATMs you have to pay a fee for cashing.
To register the card and not leaving the house. On the official website of the Bank has a special form, consistently filling which you will make application for card issue online. The card and envelope with the pin code will be mailed to the office of Sberbank, which you specify in the statement.
Advice 3 : How to open a plastic card in the savings Bank
Due to the ease of use of plastic Bank cards is widespread. The largest Bank in Russia is Sberbank, so cards are most in demand.
To order a Bank card, please contact any branch of Sberbank of Russia. Specify what kind of card you want to credit or debit. Credit allows you to use more funds than are on the map, but you have to return the money to the Bank within the contract period. If you don't do it in time, you will be fined in the end, you will have to return more than you took. Debit cards are safer in this sense - you can only dispose of the money contributed to the account.
Select the type of card you need. Sberbank releases of the most popular cards of two payment systems – Visa and MasterCard. If the card you need only to transfer her wages, you can stay on Visa Electron or MasterCard Maestro. These cards are the most cheap and popular, the cost of annual maintenance is about 300 rubles. You will be able to use them in Russia and abroad.
If you frequently make foreign trips, you need to map a higher – level Visa Classic or MasterCard Standard. These cards are better protected, moreover, you will find it easier to use them abroad due to the fact that these card types are supported by a large number of ATMs and outlets. The annual service fee for such cards will be about 1000 rubles a year.
There are more expensive cards, e.g., Visa Gold and MasterCard Gold. They are usually given to those who value status. Cards of these types have additional features that their owners get various bonuses and discounts in retail outlets around the world. But the cost of maintenance of such a card above.
After you choose the required card, the employee of the savings Bank will record your passport details and cell phone number. After that, you will have to wait one to two weeks before your card will be made. Upon receiving be sure to connect service "Mobile Bank", this will allow you to always be aware of all the abuses committed on your card transactions.
During the receipt and activate the card you will be given a sealed envelope with a pin code of your card. The pin is a four-digit security code is required to confirm that you are the card holder. In particular, the pin code must be entered when withdrawing money from an ATM. Never, under any circumstances, call anyone that code. Do not write it down on the map – in case of loss the finder map people will be able to easily take advantage of and withdraw all your money. Remember the pin-code envelope and keep it in a safe place protected from access of outsiders.