Types of cards gold from Sberbank and their benefits

Technical characteristics of the card Visa Gold and MasterCard Gold are no different from the classic maps - Classic and Standart. They can be used to pay for goods and services in stores and online, and withdraw cash. However, they assume that enhanced and additional services. Their basic list of standard for each payment system. However, most of the banks completes the list of the privileges your own services and special offers.
The annual cost of service of cards of Sberbank Visa Gold or MasterCard Gold is 3000 rubles.

Basic set of additional services for Visa Gold includes in the event of an emergency (the card holder has the opportunity to receive monetary compensation), medical and legal support in difficult situations, and assistance round the clock Concierge service.

The minimum set of services for MasterCard Gold includes help Desk support, insurance program, special offers for business owners, as well as participation in the program "Invaluable Moscow". This allows, for example, go for a private showing or to look behind the scenes of theatrical productions.

The main benefit of owning such cards can appreciate those who travel a lot. Premium cards provide the ability to purchase a special insurance program for trips abroad, a coverage of which reaches 50 thousand dollars.

Cards give more benefits to the fans to make purchases using cashless payment. They are available discounts and special offers in Russia and abroad. The affiliate network includes thousands of retail outlets, restaurants, hotels, theatres and cinemas, as well as other services around the world. The full list can be found on the websites of Visa Premium (www.visapremium.ru) and MasterCard Worldwide (www.priceless.com).

It should be noted that reward credit cards Gold, unlike cards in the lower segment, generally set an increased credit limit and the interest rate reduced. As the owners of the annual Bank cards are perceived as more reliable borrowers.

Owners of premium cards available all services of Sberbank - service "Mobile Bank" Sberbank Online, Autopayment. To connect with the card design. Cards are also the participants of the bonus program "Thank you from Sberbank".

How to get a premium card from Sberbank

Map Gold can be issued in rubles and in dollars and euros at any branch of Sberbank. To obtain a debit card, the borrower should write the application for the card issue. It can make all Russians over the age of 18. Documents required only passport. After two weeks you can get your card in the Bank.

When making credit card in addition to a passport will need documentation to verify the borrower's income and his employment (if the applicant is not a payroll customer). Based on this, the Bank will make the decision about the maximum amount of the credit limit and interest rate.
The credit limit on reward Gold card is up to 600 thousand rubles. The interest rate is 17.9%- 23% per year. Service card for free as part of the personal offers of the Bank.
Age limit for credit cards differ from debit, it is available to citizens at the age from 21 to 51 years.

Also a preliminary application for issue of a card can be issued without leaving home online. This option is available on the website of the Bank.