How to Deposit in Sberbank of Russia

Some people prefer to keep their money in Bank accounts. In this case, the cash are protected, in addition to this, the investor receives income, which is calculated from prescribed in the contract interest rate. Sberbank of Russia offers its customers several deposits, each of them has certain conditions.

You will need

• - passport;
• - a statement.

Instruction

1. First and foremost you must obtain information about all the deposits and compare them. For this you can visit the branch of Sberbank of Russia or to use the official site of the financial institution. Pay attention to the interest rate, the possibility of replenishment and partial withdrawal, minimum amount of contribution and term of Deposit. If you want to invest in a foreign currency, please specify whether it is possible to carry out and which deposits are suitable for you in this case.
2. Collect the necessary documents to open a Deposit. If you are an individual, you need to provide the financial institution a passport with a mark about registration. The Bank employee will ask you to fill out an application and sign the Deposit agreement. Carefully read all documents, in any case, do not sign them until until familiar with all the terms. If you want to put an amount exceeding one million roubles, have to confirm legitimate receipt of these funds, for example, a contract of sale of the property.
3. If you are an entity, you need to provide to Sberbank of Russia the statement of accession. In this document you must specify the name of the applicant, location, INN, KPP, OKPO and other information about the client. Application form you can get at any branch of a financial institution, as well as on the official website of the savings Bank. After the documents you will need to sign a Bank account agreement. If you have a Department account, to receive funds you can with it, that is, the Bank will execute the transfer on the specified requisites within the time specified in the contract.